What Should I Do After a Rideshare Accident?
What Should I Do After a Rideshare Accident? Ridesharing services have become a popular mode of transportation, but they also come with potential downsides, including an increased risk of accidents. Research has shown a 3% increase in car wreck fatalities since the introduction of rideshare services in 2011. Although Uber disputes this statistic, factors such as the large number of drivers (approximately 3.5 million in 2022) and possible driver fatigue contribute to the potential for accidents.
Uber’s Coverage for Accidents
Uber provides insurance coverage for its drivers based on specific circumstances:
- Accidents While Logged in and Driving a Fare or After Accepting a Ride Request: Uber offers up to $1 million in liability coverage against third parties and collision/comprehensive damage for drivers with a passenger or en route to pick up a passenger. This coverage is in addition to the driver’s personal insurance.
- Accidents While Logged in but Waiting for a Ride: If a driver is logged in to the app but has not yet received a ride request, they still have liability insurance coverage, including:
- At least $50,000 in injury liability per person
- $100,000 in total liability per crash
- $25,000 in property damage liability per crash
It’s important to note that Uber drivers are only covered by the company’s insurance while they are logged in to the app or actively transporting passengers. If an accident occurs when the driver is offline, they must seek coverage for damages or liability through their own auto insurance policy.
What to Do After an Uber Accident
Whether you are a driver or passenger involved in an Uber accident, certain steps should be taken immediately:
- Call 911: Seek medical attention for anyone injured and provide a statement to the responding law enforcement officer, as their report will be vital evidence for your injury claim.
- Report the Accident to Uber: Inform Uber about the accident so they can cooperate with law enforcement and your lawyer in handling your case.
- Contact an Experienced Rideshare Accident Lawyer: Seek legal advice from an experienced attorney specializing in rideshare accidents. They can guide you through the process and help you pursue compensation.
Requirements for Becoming an Uber Driver
To become an Uber driver, applicants must meet specific requirements:
- Be 21 years of age or older (23 if they have less than 3 years of driving experience)
- Possess a valid U.S. driver’s license
- Own a four-door vehicle
Uber drivers are classified as independent contractors, which means they must rely on their own insurance coverage and are not entitled to benefits such as health insurance.
Compensation You May Be Entitled To
Uber accident cases can be complex, involving both the rideshare driver and the company’s insurance. Seeking compensation for damages can include claims for:
- Pain and suffering
- Loss of consortium (for deceased loved ones)
- Reduced quality of life due to injuries
- Medical expenses
- Lost income
- Property damages
An experienced Uber accident lawyer can help determine the compensation you may be entitled to based on the specifics of your case.
Why You Need an Experienced Uber Accident Lawyer
After a rideshare accident, insurance companies may offer minimal settlements that don’t fully address your needs. An experienced Uber accident lawyer understands the true value of your claim and can help you pursue a fair and comprehensive settlement. Seeking legal representation can maximize your claim and aid in your recovery from injuries and related damages.
If you’ve been injured in an Uber or Lyft accident, reach out to experienced lawyers at Lee Hoffoss Injury Attorneys for a free consultation to explore your legal options.